Financial Protection for your family and loved ones - Optional additional riders
- Flexible premium and face amount
- Flexible combination of investment between unit linked and guaranteed
Overview
To face the future with peace of mind, a life insurance policy could be the most important decision you ever make. It guarantees your financial security and that of your loved ones.
What is VIVA?
VIVA is a life insurance policy that enables you to:
- Build a wealth in savings
- In case of death determine the person(s) of your choice who may benefit from the payment of a guaranteed capital.
Additional benefits:
- Accidental Death, Total and Permanent Disability (pre-payment or additional payment)
- Partial and Permanent Disability
- Critical Illnesses
- Passive War Risks
- Waiver of Premium in case of Total and Permanent Disability
What does VIVA guarantee?
- If the insured is still with us at the expiration of the insurance policy, he may dispose of your savings in one lump sum or select any other payment method that AXA MIDDLE EAST may propose at this date: life annuity over a period of 5 or 10 years.
- Partial and Permanent Disability
- In the event of death, your family will have the financial protection they will need down the road.
- If, at the time, the accumulated savings exceed the minimum guaranteed capital, the beneficiaries of your choice will receive this amount.
What are the advantages of VIVA?
Freedom to choose the amount of the minimum guaranteed capital
You are free to choose the minimum guaranteed capital according to your needs.
Freedom to save money at your own pace
You are free to choose the amount and frequency of your premiums according to your plans and opportunities.
Freedom to set a personal goal
With the solutions we propose to you, you will be able to achieve your saving goals.
Freedom to choose the investment vehicles that best suit your profile
Depending on your profile, we can propose one of the widest and most diverse ranges of investment vehicles available in the market.
Freedom to change orientation
With time, your circumstances and priorities may change. No matter what you choose, you will always have the ability to change your investment.
Freedom to dispose of your savings in case of need
The solutions allow you total flexibility to collect your savings early if needed, whether through total or partial redemption.
Freedom to build savings in different currencies
You are free to choose the money currency of your insurance policy.
Option to increase wealth through ad hoc payments
You may deposit additional premiums on your policy to further increase savings and investments.
Ability to apply for annual premium increases
In case of price fee increase, you can choose your own rate to raise your annual premium.