Home Insurance

Overview

Keeping a home insurance policy grants you peace of mind. Due to some environmental disaster or accident on your property, a home insurance policy will protect you against possibly distressing financial loss if damage occurs to your home.

What are the benefits of home insurance?

The more familiar you become with home insurance benefits, the more comfortable you are going to be in the long run. There are a few factors that contribute to the value of a home insurance policy:

1. One of the biggest home owner insurance benefits is the fact that your investment will be protected. With a good home owner insurance policy, you will not have to worry about sudden incidents that might wreck your home.
2. Another home owner insurance benefit is that you can get a good policy for a low monthly rate.
3. Most importantly, having home owner insurance will reduce the level of stress that you have to deal with when it comes to your property.

What does home insurance cover?

Managing a home insurance policy is as simple and stress-free as possible. This makes home insurance well worth the price that you have to pay for. With AXA, you can benefit from extensive coverage options designed to protect:

Property

• Protect the insured property, construction and content, from any accidental damage.

Liability

• Third Party Liability protection for a maximum limit of 30,000 USD
• Neighbors Recourse limit equal to contents value
• Co-Owners recourse and Tenants Liability

Perils

• (Fire, Lightning, Explosion, Falling of civil Aircraft and Impact of vehicles )
• Natural disasters such as: Earthquake, Storm, Tempest and Flood
• Water damage due to bursting of pipes and overflowing of tanks
• Glass breakage
• Theft house content due to forcible entry
• Jewelry robbery in the Safe by double forcible entry
• Consecutive Fees such as removal of debris, expert fees, architect fees, etc…
• Loss of Rent

What other benefits does the insurance cover?

In addition to our standard cover, we provide an optional feature that you can add to your policy. This way you can tailor the coverage to suit your particular needs and budget.

Workmen Compensation

Your employees working at the insured property will also benefit from work accidents insurance coverage. If you have a maximum of two employees, make sure you have them protected.