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Perpetual program

  • Full network coverage in Lebanon, France and MENA region
  • Class of cover: Luxe, First, Second and Semi-private
  • International coverage for emergency cases only
  • 720 hospitalization days per lifetime
  • Unlimited financial coverage
  • Guaranteed renewability (GR) is granted after 180 days Observation Period for insured with all ages
  • Medical expenses resulting from emergency cases and accidents including work related accidents
  • Endoscopic and surgical procedures
  • Prosthesis related to post traumatic accidents without financial limitation and up to USD30,000 if due to an illness including coronary stents
  • Organ transplantation to Insured Receiver including Bone Marrow Transplantation are limited as per class of coverage: up to USD 100,000 for Class A, USD 80,000 for Class B and USD 60,000 for Class SP per case per lifetime
  • Acute renal failure (first 3 sessions only)
  • Physiotherapy treatment related to a covered hospitalization
  • Maternity benefits even if husband is not insured under same policy as of the first renewal including delivery, medically mandated abortion, miscarriage, complication of maternity and epidural are covered unlimited
  • Free of charge baby
  • Incubator and boarding cost are covered unlimited
  • Congenital cases for Globemed baby
  • Radiotherapy treatment including linear accelerator and chemotherapy
  • Prosigna & Oncotype DX as genetic cancer tests are only covered
  • Breast surgery including complications, follow up and re-construction within 6 months is covered up to USD5,000 per breast including cost of prosthesis
  • Home care benefits
  • Parental accommodation
  • Morbid Obesity
  • Sexually transmitted disease
  • Sleep Disorder Treatments and Polysomnography
  • In-Hospital treatment of psychotic disorders: only schizophrenia and bipolar affective disorders are covered strictly at a Participating Healthcare Provider subject to Medical Necessity up to 30 days per
  • Infertility (Coelioscopy, Hysteroscopy)
  • Hazardous sport
  • Parkinson treatment
  • Rehabilitation in case of Post Cerebro-Vascular Accident and Post Cardio-Vascular Accident
  • Passive war
  • Morgue and burial expenses up to USD2,000 if the insured dies at the hospital